Friday, April 28, 2017

‘Doctor Who’ Underrated Villain of the Week: Lake Ghosts


You know Daleks and Davros and Missy the Master, Angels and Silence hell-bent on disaster. But do you recall the most underrated Doctor Who villains of all? Each week, I will dig into […]

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The Handmaid’s Tale Shows How Easy It Is for Fascism to Become Normal


The Handmaid’s Tale premiered on Hulu on Wednesday, and it is hard to watch. Make no mistake though; you should absolutely watch it. It’s a masterful piece of television. I honestly can’t think of […]

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Matt Miner Unleashes Gwar-Mageddon Upon Us All…And It’s Bloody Good


Forged in 90s hellfire, the Gwar mythos is a violent, ongoing fart joke starring a crew of space orcs known as the Scumdogs of the Universe. Gwar fight, freebase, and fornicate their way […]

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The Game of Thrones Funko Pops!


Game of Thrones’ popularity has only skyrocketed in the last couple of years, and as such there have been a healthy smattering of new Game of Thrones-related figures, merchandise, and items for diehard […]

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High-tech Coffee Table Hides A Beer Fridge And A Huge Bluetooth Speaker


Most coffee tables stick to the time-tested formula of slapping a tabletop onto four legs. StoreBound thinks that you deserve something a little more high-tech than that. They’re crowdfunding a more modern take […]

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Parents Go to the School Dance in Riverdale and Ruin Everything


Last episode of Riverdale, we had an out-of-control teen kegger. This week? The big school dance. We are burning through teen drama set pieces like the season’s about to end. That’s appropriate, considering […]

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MovieBob Reviews: THE CIRCLE


Well, this really sucks. The Circle is the kind of bad movie that only be made by a talented cast: You have to be good at your job and committed to the craft […]

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11 Exercises You Can Do While Playing Video Games

Video Game Exercises

Summer’s on the way, and you might want to start thinking about your beach bod. But that doesn’t mean that you need to neglect your valuable geek hobbies. It’s totally possible to burn […]

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3 Ways to Fund Your Professional Website Development Project


You’ve launched a business but you still need a website; however, you’re not sure how to create one. You’ve seen DIY platforms like Wix, Weebly, and WordPress, but you also know people who have had a custom website developed.

Which route should you take? Though many people are perfectly happy creating their business website on free DIY platforms, going that route may come at a huge price you won’t notice until later on.

First, if you ever decide to switch platforms (and almost everyone does, to be honest), it’s almost impossible to export the data in a way that makes it easy to transfer. Instead, you’ll have to re-create your entire website from scratch.

Also, DIY platforms are severely limited, and when you’re a business owner it’s difficult to see why. The design may look great to you from the outside, but it might not have the functionality you need.

Plus, you won’t know until you start creating it. These are just some of the reasons people hire professional developers to construct a custom website they know will serve their needs from start to finish.

The biggest objection that keeps people from hiring a developer is the cost. But if you want a professional website that performs, there’s no way around it.

The good news is there are plenty of ways you can fund your website. Here are a few.

1. Find a developer who’s willing to accept monthly payments

It’s not unheard-of to find a website developer who is willing to accept monthly payments to develop your website. You’ll almost always have to provide 50% of the website cost up front in cash before the project begins, though.

Some developers will request that you pay the remainder on a timely schedule; others will request the remaining 50% at the conclusion of the job. Different developers will have different ways of charging for their work so it can vary greatly.

DavidAirey.com published an article with examples of 20 different developers who charge clients in different ways, with explanations for why they structure their payment schedules the way they do.

Since website projects generally take several months to complete, you could set aside a certain amount of money each month while the job proceeds, even if your developer doesn’t require monthly payments. That way, you’ll have a fair amount of the funds at hand by the end of the project.

Don’t be afraid to ask for a payment plan if you need one; just remember that developers sometimes put in hundreds of hours of work between payment cycles, so if you default on your side of the agreement, you could be leaving the developer high and dry.

2. Take out a small personal loan

If you haven’t filed the necessary paperwork to incorporate your business, you can’t take out a business loan. However, you may want to consider taking out a small personal loan to pay for your website.

Here are some things to keep in mind if you apply for a personal loan:

  • Lenders will use your debt-to-income ratio to determine whether you’ll be able to pay back the loan. So it’s a good idea for you to do the same. According to Personalloan.co, even when you have a high income that could more than cover your requested loan, if you have a disproportionately large debt level as well, then the lender might conclude that you would be a financial risk.
  • In this case, you’ll want to reduce the debt you owe; such as reducing your credit card balances to between 10% and 20% of the total limit on each card. You could also apply for a smaller loan and scale back the features of your website, or at least save the more elaborate items for a future update.
  • 3. Get status as a corporation

    Another way to fund your website is to get official status as a corporation. This will give you (as your business) access to lines of credit. The difference between taking out a business loan as opposed to a personal loan is that if you default on the former, you cannot be personally sued.

    Avoid negotiating the cost of your website

    Whoever said that everything in life is negotiable was probably not a website developer. The cost of building a website might seem high, especially if you’re getting quotes for a site that requires custom functionality.

    But if you add up all the time spent meeting with clients, making adjustments, taking phone calls, troubleshooting, and testing the project thoroughly, many website developers end up earning less than their hourly rate.

    Attempting to negotiate a lower price for a website isn’t the same as negotiating a lower price for a car. With a car, you can look up the value and know what it’s worth, so it’s fair to negotiate. You can’t do that with a website, which by definition, will be one of a kind.

    Instead of viewing a website as a burden of an expense, try to see it instead as the machine that will power your business and your brand, and generate your audience and platform.

    That’s what you’re actually paying for when you hire a professional developer.

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